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Crédit immobilier : la baisse des taux creuse l’écart entre les banques

Les taux des prêts immobiliers continuent de reculer, et descendent à 3,35 % en moyenne sur vingt ans. Pour l’emprunteur, c’est le moment de faire jouer la concurrence entre les établissements ou de renégocier son prêt.



Mortgage rates are decreasing, averaging 3.35% over 20 years, creating a wider gap between banks. This decline allows for significant negotiation margins as banks seek new clients to meet increased lending targets. While housing prices have decreased, and financing conditions have improved, experts anticipate rates are nearing their lowest point.

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